Pre-Foreclosure

Homeowners who are in the pre-foreclosure process need to speak with an educated agent as quickly as possible. For many homeowners foreclosure is not the only option however most do not get the opportunity to explore solutions. By dealing with an agent who has earned the Certified Distressed Property Expert Designation (CDPE) designation, homeowners ensure that they are working with a real estate professional that is equipped to handle their specific needs.

Foreclosure

“Of all the things I have been through in my life, having my home in foreclosure was for some reason one of the most frightening. Having my agent provide a light at the end of the tunnel and get us out of foreclosure was an amazing blessing.” – Former Distressed Homeowner

Foreclosure is quite possibly the most devastating financial and emotional process a homeowner or family can go through. The reality is that many foreclosures should never happen and homeowners have options only they don’t know where to turn. CDPE agents are trained to understand the foreclosure process that all together too many agents do not understand. CDPE agents have an arsenal of foreclosure solutions available to make certain they are doing everything they can to help a distressed homeowner out of their situation.

Short Sales

While Short Sales were virtually unheard of only a few years ago, now the majority of banks and lenders are negotiating and closing these deals. They allow a homeowner with a legitimate hardship to sell their property for less than the balance of their mortgages and avoid foreclosure. The issue is that the banks want the right type of deal with exactly the right paperwork and most agents are completely unaware of what the banks want. This is why a majority of short sales are not accepted or take so long to close that buyers lose interest. Certified Distressed Property Experts across the country are taught how to submit a package the banks will rush to close.

It is believed that in almost all cases the best person for a homeowner in distress to speak with is a well informed Licensed Realtor® that has the tools needed to help that homeowner find the best solution for their situation. Foreclosure is a devastating financial and emotional process for a homeowner to go through, and in many cases they do so alone and without help of any kind. It is the goal of the CDPE agents to provide distressed homeowners with the tools and information they need to avoid foreclosure and move forward with their lives.

If you believe you fit any of these categories or may be approaching one, there is no time to wait. Banks do not want to foreclose on your home. It is a very costly event for them. CDPE agents have had success in working with the banks to help you save your home by renegotiating your current loan. But don’t wait, time is of the essence.

 

 

Call or email today for a confidential conversation.
 952-913-6368

 Denae@MnRealEstateTeam.com